3 Areas Your Home Inspector Should Check in the Attic

home inspection

By: Patricia Anne Tom

Before purchasing a house, it’s important to hire a home inspector to evaluate the home from bottom to top—including the attic.

This often-overlooked storage space can provide visual cues to potential problems in the safety and structural integrity of a home.

If there is damage present, the inspection can help you determine what to bring into the sale negotiations, including an estimate of repair costs.

Look at these three primary areas when analyzing the attic.

1. Structural Damage

Before closing on a home, the home inspector should examine the attic for structural damage. Damage to the trusses and rafters can indicate that the home has shifted, causing them to crack or break. A substandard level of wood quality, improper construction or incorrect lumber size may have allowed these pieces to deteriorate and could cause the roof to sag and eventually leak.

If there has been fire damage, you should be able to see evidence in black marks from charred or smoke-damaged wood. However, check to see that such damage hasn’t been camouflaged with layers of paint.

Because water usually enters the shell of the home from the roof and not from the sides, you may see water stains if the roof is leaking or has leaked in the past. Signs of moisture also could indicate that ventilation is inadequate.

Inspectors also may be able to see pest damage from termites if they have eaten the wood (or from other rodents that can leave chew marks on wires and insulation or excrement). Rodents like squirrels and rats often enter through the eaves or loose boards.

2. Proper Insulation

An attic must be properly insulated with the required R-level of insulation material for your climate: the colder the climate, the higher R insulation number. Your home inspector will note whether this is up to code, as the code may have changed since the home’s original construction.

An inspector also should be able to tell you whether insulation has been placed properly and in the correct direction, according to the type of batts (sections of insulation backed with heavy paper) or blow-in insulation used.

In addition, attic windows and dormers should be properly insulated and in good condition to prevent outdoor elements from entering into the attic.

3. Chimney and Storage Areas

An attic inspection will show the condition of the exterior of the chimney shaft under the roof. It should be sealed properly where it meets the attic floor and roof. The condition of the bricks and mortar should be solid—not cracked and crumbly.

Although this inspection will not tell you what the interior chimney shaft condition is like, it will give you an idea of the chimney’s exterior structural health.

While the inspector performs the attic inspection, note the condition of storage areas and attic floors, look for damaged floorboards and again look for evidence of water, pest and fire damage.

Crawling into the attic may be uncomfortable, but a proper inspection will help to ensure there are no skeletons in the attic that will haunt the integrity of your future home.

Updated from an earlier version by Philip Commins.

How a Bad Home Inspector Can Jeopardize a Sale

home inspection

Home inspection represents a key piece of the home-buying process –– an expert eye that gives an invaluable assessment of the biggest investment a buyer will make (and that a seller has previously made).

A good home inspector can ease the process and make sure there’s no surprises.

A bad home inspector can jeopardize a sale, hurting both sides of the real estate equation.

Here are a few ways to protect yourself against an unqualified home inspector.

A Note for Sellers

A lot of information about inspections aims at buyers, but they can help sellers.

You may even want to invest in an inspection before you put the home on the market, so you can fix potential issues, adjust the price point, or know what to expect at the negotiating table.

Remember to prep as much as you can to make the inspector’s job easier.

What to Look For

When hiring a home inspector, make sure the person doing the inspection is recommended by a reliable source.

You can consult the Better Business Bureau or the American Society of Home Inspectors (ASHI) to find a professional home inspector in your area. Ask friends and relatives who recently bought for recommendations. Your real estate agent might have someone they trust as well.

Find out what kind of qualifications, education, experience and credentials a potential home inspector has and whether they have a license. Do they engage in continuing education? Ask for references from former clients.

A home inspector should also have insurance, so ask what is covered in their insurance. It could be only the cost of the home inspection—or it might be more.

Request a Sample

A good inspector should provide one if you ask. He or she may offer an inspection checklist, but that doesn’t include enough detail to show what clients can expect in a report.

If the sample report is only a few pages long, this is an indication the prospective home inspector isn’t thorough enough. Some agencies may include a sample report on their website, so you don’t even have to ask.

Also, ask if you may accompany the inspector as he checks out the house. Agencies like HUD and the ASHI encourage this, so a buyer can see the home through expert eyes.

If an inspector balks at this request, it’s a red flag.

Customer Service

Does an inspector pick up the phone when you call, or return calls in a timely manner? Does the company take the time to answer your questions? Your purchase is a huge investment, and you deserve someone who will help you make a wise one.

If issues arise the seller needs to fix, what’s the inspector’s police on re-checking the property? Can you ask questions about the home inspection after they’ve sent you the report?

Good customer service will be a positive recommendation and will enable you to find someone you can trust.

What to Expect

Know what you’re getting for your money.

The average home inspection costs $300 to $500. You get what you pay for, so don’t try to economize on a home inspection.

A so-called bargain might end up costing you more in the long run if they miss “surprises” like foundation issues or electrical problems.

You should receive a report in about 24 hours, with photos, anywhere from 20 to 65 pages.

Based on an earlier version by Wendy Dickstein.

This Neglected Home Repair Can Cost You $100 or More a Year

water spicket

By: HouseLogic

The U.S. Environmental Protection Agency says one in 10 homes has a leak that wastes at least 90 gallons of water per day. Given the average cost of water, that adds up to more than $100 a year.

“Easy-to-fix household leaks waste more than 1 trillion gallons of water annually nationwide, which is equal to the amount of water used by more than 11 million homes,” said EPA Acting Assistant Administrator for the Office of Water Nancy Stoner.

In just 10 minutes, you can give your home a water checkup. Start by looking at winter water bills and fixtures for water waste, then twist and tighten pipe and hose connections. Consider replacing broken or inefficient fixtures with WaterSense-labeled models, adjusting water pressure, and softening well water. If winter water usage for a family of four exceeds 12,000 gallons per month, it’s likely your home has a leak problem. Here are some easy tips for finding and fixing it:

  • Check toilets for silent leaks by putting a few drops of food coloring in the tank at the back and, if after 10 minutes color shows up in the bowl before flushing, it may be time to make an easy repair and replace the flapper.
  • Check outdoor plumbing and hoses for damage from winter frost and tighten connections at the water source.
  • For in-ground sprinkler systems, have a professional certified through a WaterSense-labeled program inspect sprinkler heads and pipes for signs of leakage.
  • Check additional plumbing and outdoor fixtures for leaks. They may just need a quick twist or pipe tape.

Source: EPA

Make the Most of your Home Inspection

home inspector

By Michele Lerner at Realtor.com

A home inspection is a crucial element of any home purchase. Most buyers make their purchase offer contingent on the results of a home inspection so they can decide not to buy if the inspection reveals significant structural problems. In a market with heavy competition for homes, buyers sometimes waive the home-inspection contingency to make their offer more appealing to the sellers. Even in those circumstances, it’s advisable to schedule an “information-only” inspection so you know what you’re buying.

Your home inspection can cost between $300 and $500, depending on where you live and the size of the property you’re having inspected. It’s worth spending a few hundred dollars to learn about the potential pitfalls of your future home.

What to expect from your home inspector

Your Realtor can recommend a home inspector, but you may also want to get recommendations from your lender and an attorney. Check out each home inspector’s credentials and reputation online and ask how many inspections each has completed. Most home inspectors will provide a written report after the inspection, but you should ask to see a sample report and how long it will take until you receive your report before choosing your inspector.

Prep for your inspection

You should always attend the inspection since this is your opportunity to learn about how to take care of your home.

Before your inspection look over the interior and exterior of the property for potential problems and areas you would like the inspector to review carefully, such as dark spots in the basement or underneath the bathroom sinks that could be water damage. Depending on the rules in your area, the seller may be required to disclose known defects in the home. Ask the seller’s agent, your buyer’s agent, and even the neighbors if they know about any issues with that house or others in the community — such as basements that flood.

Prepare a list of questions for the inspector and bring a notebook or tablet so you can take notes. (Read More Here)