10 Timeless Kitchen Trends That Will Never Go Out Of Style

kitchen trends

10 Timeless Kitchen Trends That Will Never Go Out Of Style

By Jennifer Geddes

So if you want a kitchen you’ll love for years to come (or maybe even sell sometime in the future), it’s smart to stick with what’s tried and true. To help in this endeavor, our “Timeless Home Design Trends” series tackles your design conundrums room by room. Here are the top 10 kitchen trends where you can’t go wrong.

1. White cabinets

Whether you choose glossy acrylic or matte, white cabinets always looks clean and fresh, points out Ana Cummings of the eponymous design firm. And frankly, how many dark or black kitchens have you ever seen?

Lean hard on white if you’re redoing your cook space because the shade helps to reflect light, making your room look larger. And a white kitchen goes with every other color or texture you’d like to bring in, making this spot an easy one to design.

2. Marble counters

Marble is the Energizer Bunny of the kitchen world—it just keeps going and going and going.

“It’s really impressive to see centuries-old buildings in Europe made from marble, so you know this material is going to last in your kitchen just fine,” says Cummings.

Many homeowners prefer this counter material, even though it’s porous and maintenance can be a headache.

If you’re looking for an alternative, try white quartzite.

“It looks like marble, but it’s more durable—or consider engineered quartz like Caesarstone, which is amenable to mitering,” says Debra Kling, a home interior pro and color consultant.

3. Stainless-steel appliances

This material is a classic in part because it goes with many modern, streamlined styles as well as more ornate kitchens too, notes Amy Bly of Great Impressions Home Staging and Interiors.

“This [type of] appliance also reads cool and clean, so it’s a solid choice for an upgraded look,” adds Cummings.

And fortunately for tidy homeowners, some stainless steel requires less  maintenance as technology has improved, and even stainless-steel appliances that are fingerprint-free are available. This beauty ($3,399, Home Depot) promises to keep your produce extra fresh, will accommodate large platters, and features an interior water dispenser so as not to mar the smooth exterior design.

4. Shaker-style cabinets

Keep it simple, people, and stick with flat-front Shaker designs (like this one from Lowe’s) when considering cabinet styles in the kitchen.

“This look is ubiquitous and feels safest for most homeowners—and while Shaker cabinets feel somewhat modern, they also combine well with rustic elements like open shelves,” notes Kling.

5. Subway tile

Subway tile has it all: It’s easy to install, it’s relatively inexpensive, and it has a pleasant pattern that doesn’t compete for visual attention, says Cummings.

Not sure you love these rectangles? Try the 4-by-4-inch white squares or hexagon versions, suggests Kling.

6. Open shelving

Despite the cons that crop up when people think about open shelving (dust collects, items need frequent straightening), open shelves are here to stay. And installing them breaks up the monotony of a long row of upper cabinets, allowing you a spot for interesting, thoughtful displays, says Cummings.

7. Kitchen islands

Whether your island is a free-standing table or a built-in behemoth, few homeowners are willing to cast this expansive workspace and storage space aside. Choose from natural wood, painted finishes, or brightly colored lacquers.

8. Hardwood floors

Real wood is beautiful thanks to the various shades, visual texture, and natural grains. And home buyers tend to favor real wood, so installing them can increase your home’s value. Hardwood floors are also softer underfoot than stone or tile, saving wear and tear on your back and knees.

9. Oversize sinks

“Why, I’d love a tiny sink where I can wash a bulky lasagna pan and a big pile of spinach,” said no one, ever.

A large, deep sink is just plain practical, so go for the biggest, nicest one you can afford—and you won’t be sorry. An apron-front or farmhouse-style sink will go the distance, especially this single-bowl stunner made from fireclay ($1,029.99, Wayfair).

10. Integrated appliances

A wall of built-in, coordinating cabinet fronts that hide your dishwasher and fridge may seem dull and matchy-matchy, but this streamlined, seamless look is definitely timeless.

Integrated appliances are less bulky than, say, a fridge that stands alone, and they save space (a cabinet can become a freezer). And syncing cabinets with appliance fronts adds more warmth than a bunch of metal can.

[divider_top]

CLOSED 445 MARINA POINT RD A303 LAKE MARTIN

445 marina point road a303

CLOSED 445 MARINA POINT RD A303 LAKE MARTIN

Rare find indeed. This 3-bedroom 2-bath condo in A Building of Harbor Pointe Condo Complex does not have a boat slip but is next door to the Marina and Bluff’s Bar and Grill. Gated community with golf, park, church, tennis, golf and Copper’s Grill with outdoor venue. Unit has had some upgrades and comes complete with appliances, new smart tvs all mounted, and most furnishings. Large pool, hot tub, sandy beach, pavilion etc.

DON FULLER
FULLER REALTY LAKE MARTIN

CALL OR TEXT 256.675.0067
EMAIL DON

[divider_top]

6 Different Types of Home Loans: Which One Is Right for You?

home loans

6 Different Types of Home Loans: Which One Is Right for You?

By Jamie Wiebe

f you’re a first-time home buyer shopping for a home, odds are you should be shopping for mortgage loans as well—and these days, it’s by no means a one-mortgage-fits-all model. You’ll want to get and understanding of all the basics, with mortgage 101.

Where you live, how long you plan to stay put, and other variables can make certain mortgage loans better suited to a home buyer’s circumstances and loan amount. Choosing wisely between them could save you a bundle on your down payment, fees, and interest.

Many types of house loans exist: conventional loans, FHA loans, VA loans, fixed-rate loans, adjustable-rate mortgages, jumbo loans, and more. Each mortgage loan may require certain down payments or specify standards for loan amount, mortgage insurance, and interest.

Types of mortgage loans: What to know about types of house loans

To learn about all your home-buying options, check out these common types of mortgage loans and whom they’re suited for, so you can make the right choice. The type of mortgage loan that you choose could affect your monthly payment.

Fixed-rate loan

The most common type of conventional loan, a fixed-rate loan prescribes a single interest rate—and monthly payment—for the life of the loan, which is typically 15 or 30 years. The interest rate remains what it is, or stays fixed, for the life of the loan. Compare fixed-rate vs. adjustable-rate mortgages to see what’s right for you.

Right for: Homeowners who crave predictability and aren’t going anywhere soon may be best suited for this conventional loan. For your mortgage payment, you pay X amount for Y years—and that’s the end for a conventional loan. A fixed-rate loan will require a down payment. The rise and fall of interest rates won’t change the terms of your home loan, so you’ll always know what to expect with your monthly payment. That said, a fixed-rate mortgage is best for people who plan to stay in their home for at least a good chunk of the life of the loan; if you think you’ll move fairly soon, you may want to consider the next option.

Adjustable-rate mortgage

Unlike fixed-rate mortgages, adjustable-rate mortgages (ARM) offer mortgage interest rates typically lower than you’d get with a fixed-rate mortgage for a period of time—such as five or 10 years, rather than the life of a loan. But after that, your interest rates (and monthly payments) will adjust, typically once a year, roughly corresponding to current interest rates. So if interest rates shoot up, so do your monthly payments; if they plummet, you’ll pay less on mortgage payments.

Right for: Home buyers with lower credit scores are best suited for an adjustable-rate mortgage. Since people with poor credit typically can’t get good rates on fixed-rate loans, an adjustable-rate mortgage can nudge those interest rates down enough to put homeownership within easier reach. These home loans are also great for people who plan to move and sell their home before their fixed-rate period is up and their rates start vacillating. However, the monthly payment can fluctuate.

FHA loan

While typical home loans require a down payment of 20% of the purchase price of your home, with a Federal Housing Administration, or FHA loan, you can put down as little as 3.5%. That’s because Federal Housing Administration loans are government-backed.

Right for: Home buyers with meager savings for a down payment are a good fit for an FHA loan. The FHA has several requirements for mortgage loans. First, most loan amounts are limited to $417,000 and don’t provide much flexibility. FHA loans are fixed-rate mortgages, with either 15- or 30-year terms. Buyers of FHA-approved loans are also required to pay mortgage insurance—either upfront or over the life of the loan—which hovers at around 1% of the cost of your loan amount.

VA loan

If you’ve served in the United States military, a Veterans Affairs or VA loan can be an excellent alternative to a conventional loan. If you qualify for a VA loan, you can score a sweet home with no down payment and no mortgage insurance requirements.

Right for: VA loans are for veterans who’ve served 90 days consecutively during wartime, 180 during peacetime, or six years in the reserves. Because the home loans are government-backed, the VA has strict requirements on the type of home buyers can purchase with a VA loan: It must be your primary residence, and it must meet “minimum property requirements” (that is, no fixer-uppers allowed).

USDA loan

Another government-sponsored home loan is the USDA Rural Development loan, which is designed for families in rural areas. The government finances 100% of the home price for USDA-eligible homes—in other words, no down payment necessary—and offers discounted mortgage interest rates to boot.

Right for: Borrowers in rural areas who are struggling financially can access USDA-eligible home loans. These home loans are designed to put homeownership within their grasp, with affordable mortgage payments. The catch? Your debt load cannot exceed your income by more than 41%, and, as with the FHA, you will be required to purchase mortgage insurance.

Bridge loan

Also known as a gap loan or “repeat financing,” a bridge loan is an excellent option if you’re purchasing a home before selling your previous residence. Lenders will wrap your current and new mortgage payments into one; once your home is sold, you pay off that mortgage and refinance.

[divider_top]

32 EAGLE PEAK STILLWATERS

32 eagle peak stillwater fuller realty

32 EAGLE PEAK STILLWATERS

ONE OF A KIND FOR SURE!!!! Cute 2-bedroom 2 full bath end unit on a large, deeded lot which means no condo fees. Complete remodel just completed including a massive 40 ft deck down the side with two large oscillating fans and TV mounted. Also, a 16 ft deck across the front that is partially covered. All appliances and most furnishings remain. Lawn mower, blower, dishes, pots, pans, linens, patio furniture, etc. IT ALL STAYS!! Short walk to community pool, tennis, courts, club house, Copper’s Grill and much more that Stillwaters has to offer

DON FULLER
FULLER REALTY LAKE MARTIN

CALL OR TEXT 256.675.0067
EMAIL DON

[divider_top]

438 UNIVERSITY DRIVE AUBURN

438 university drive auburn al fuller realty

438 UNIVERSITY DRIVE AUBURN

438 East University Drive, Local attorney is Administrator and encourages offers for quick sell. Quick turnaround on offers to be expected. SOLD AS IS. 1800 sq ft, fenced back yard, needs a little TLC but it is a lot of house for the money. Large bedrooms with eat-in kitchen, dining room, huge den with fireplace. Estate sale but can be seen before finished cleaning out. Large deck in rear. Subject to Probate Court Approval. Rentals allowed but terms and conditions unknown by seller or listing company.

DON FULLER
FULLER REALTY LAKE MARTIN

CALL OR TEXT 256.675.0067
EMAIL DON

[divider_top]