Lake Martin Polar Plunge

lake martin polar plunge


January 15, 2022
10 AM – 4 PM

One of Lake Martin’s favorite events is back for its sixth year! The 2022 Lake Martin YP Polar Plunge presented by Lake Martin Dock Company is happening on Saturday, January 15th at Kowaliga Restaurant benefitting the Lake Martin Resource Association.

Participants take the plunge into Lake Martin from the shores of Kowaliga Beach. Entry to the event is $30, which includes delicious food from Kowaliga Restaurant’s special Polar Plunge menu, live music and supporting the Lake Martin Resource Association’s mission of keeping Lake Martin clean, safe and prosperous. Kowaliga’s bars will be up and running to serve your favorite beverages.

In addition to the Plunge, guests can take part in the Costume Contest with $100 cash going to the best costume, as well as the Dash for the Cash – a short race to a floating buoy and back to the shoreline immediately after the Plunge – for another $100.

Participate in the Plunge or just come for the good times! Changing tents will be on-site for anyone taking the Plunge to dry off and change clothes. Participants taking the Plunge should bring a pair of water shoes since the beach is a little rocky.
10 am – Doors Open
12 noon – Plunge
12 pm – 3 pm – Live Music



Should You Wait Until Spring To Sell Your Home? No Way! Why Winter Listings Rule Today

home selling

By Erica Sweeney

Winter is typically a slow time for home sales, when sellers might wonder if they have any hope of finding a buyer. But will that be the case this winter?

“Normally this is a boring question, but this year it’s anything but,” says Danielle Hale, chief economist of®. Although the housing market tends to freeze up once snow falls, Hale predicts that this post-pandemic winter season will be different: “Sellers can expect to see plenty of buyers.”

“Compared to other past winter seasons, this winter season’s sales activity will be stronger,” agrees Lawrence Yun, chief economist at the National Association of Realtors®. “This winter, there will be more sales compared to pre-pandemic winters going back all the way to 2006.”

This optimism stems back to (you guessed it) the COVID-19 pandemic lockdown, which created a pent-up demand for homes throughout much of 2020 that completely swamped the usual spring rush, winter lull rhythm of the real estate cycle.

And that overwhelming demand for housing is still going strong today.

“We had unusual seasonality in 2020 due to the pandemic shifting timing around for many buyers and sellers,” explains Hale. “While 2021 had much more normal seasonality—homes sold fastest in summer and slower in fall and winter—this year has been a standout for its own reasons.”

So what makes 2021 so special? For one, consider that, from March all the way into October, “homes were selling faster than the fastest-selling months in any previous year,” Hale says. That demand won’t just suddenly dry up once the temperature drops below freezing, or even once the holidays kick into high gear.

“Although there are fewer buyers in the winter months than in the competitive spring and summer period, all signs suggest that housing demand remains high,” Hale says.

Another factor is that, with supply chain issues slowing new home construction, many buyers just couldn’t find their dream homes in the spring, summer, or fall—and will still be looking into the cold winter months.

Due to this high demand and limited inventory, “Winter is likely to be a better time to sell than winter typically is,” says Kelly Mangold, principal at RCLCO Real Estate Consulting. “Many sellers should not feel the need to wait until spring, especially in high-demand areas.”

So if you’ve all but written off the idea of selling your home until spring ’22, think again! Here are a few things to know about selling your home this winter.

Inventory is low—and homes are selling fast

Although the number of homebuyers house hunting this winter may be slightly lower than during the busy spring and summer seasons, these homebuyers mean serious business. As such, Hale says, “Sellers can expect to see homes sell quickly.”

How quickly are we talking about? In October, U.S. homes spent an average of 45 days on the market—eight days fewer than the previous year, according to data. In the 50 largest metros across the U.S., homes sat on the market for just 39 days. In the hottest and most competitive towns and cities, it was substantially less.

Home prices may have peaked

Another reason sellers may want to list their homes now is that prices are at an all-time high. According to data, median home prices in the U.S. now hover at $380,000, up 9% from a year earlier.

But there are signs that these high prices are leveling off.

“The days of fast price gains are over,” Yun says. “There will be few pockets of the market where bidding wars do occur, but sellers should expect much less than what was occurring the past 12 months. Home prices generally will be higher price compared to one year ago, but maybe a bit lower compared to what occurred in the summer.”

Given that prices seem to be softening, Yun advises sellers to check their local market to see if other homes are lingering on the market a little longer than in previous months, and to talk to their real estate agent about adjusting their price accordingly.

Hale agrees: “A greater share of sellers may find that they have overreached on their initial asking price and need to adjust lower.”

Interest rates are creeping up

The all-time-low interest rates of the past 20-plus months inspired many buyers to shop for real estate. As of Nov. 10, interest rates were 2.98% for a 30-year fixed-rate loan, according to Freddie Mac. But these rates may be going up.

The Mortgage Bankers Association estimates that rates will rise to 3.1% by the end of 2021 and 4% by the end of 2022.

These increasing interest rates could discourage buyers from being as bullish going forward.

“Sellers should be aware that higher mortgage rates mean reduced purchasing power for buyers and may eat into potential buyers’ ability to offer top dollar,” Hale explains.

More homes should hit the market by spring 2022, Yun says, but buyer demand will partly depend on where interest rates go next. If they’re up, that “spring rush” of buyers may have their hands tied in terms of how much they can pay for your home.

But wait, where will you live?

According to a recent survey, 36% of home sellers plan to buy a new home after they’ve sold the one they have. Yet if this is your plan, be warned that you may find yourself in the same hot seat: scrambling to buy a home amid limited inventory and high prices.

So you’d better have a game plan of where you’ll move once your home sells.

Yet here’s some good news on this front: “Inventory will still be lower this winter compared to one year ago,” says Yun, “but down around 10% rather than the 20% or 30% declines we have witnessed since the onset of the pandemic.” In other words, the homes are out there, which should give you options.

Another strategy to avoid selling your home without a place to live is to add a “home of choice” contingency, also known as a “suitable property” contingency. This where your sale depends on your ability to find a new home within a certain time frame. If you can’t, you can call off the deal. Just know that this contingency isn’t used that often, since few buyers may be willing to be left hanging like this. Still, in a strong seller’s market—particularly during winter when no one may feel like moving in a blizzard—you might just have a chance.



8392 dudleyville road


Paradise has been found, 35 pristine acres is the perfect placement for this 4500 sq ft home with about 180 feet of porches to swing and rock on. More porches and patios out back around the pool. Large rooms with lots of bonus spaces and storage areas. Separate apartment just across driveway which has a den, kitchen, bedroom and bath. Near that is a barn/workshop with another 2000 sq ft. Pasture land has small pond and other covered areas currently enjoyed by several horses. Needs some tlc. Owner is currently working on emptying the buildings and dwellings and will need some notice to be shown.


CALL OR TEXT 256.675.0067



390 marina point road d304


2 bedroom and 2 bath condo with private boat slip. Appliances to remain as well as washer and dryer. Large pool and beach area. Boardwalk, pavilion and lots of common areas for owners and guest. Non-rental complex. Next door to marina and Bluffs Bar.


CALL OR TEXT 256.675.0067



175 sunset point


Ready for new owners. Appliances remain as well as most furnishings. New flooring, Quartz counter tops, new paint top to bottom, new HVAC. Open floor plan with dining area, Kitchen with breakfast bar, Den with corner fireplace. Private porch off den. Master with double sinks etc and private porch lakeside. Large guest room with private bath. Pathway from condo to pool, private boat slip, and outdoor cooking area. Outdoor storage closet for hot water heater and lake toys .Units can be rented. approx fees are fire-$150/yr, SWRA $505/year, sewage $53/month, Sunset Cove Condo Association $330/month


CALL OR TEXT 256.675.0067